All the content provided on the United Capital Finance website, including information, materials, images, photographs, articles, functions, text, and other content (referred to as “website content”), is the exclusive property of United Capital Finance. The website and its content, along with their selection and arrangement, are protected by copyright laws and other intellectual property laws of the United States. United Capital Finance reserves all rights to the website and its content. Unless explicitly stated otherwise, the United Capital Finance name and all other trademarks, service marks, trade names, logos, or designations of source displayed on the website belong to United Capital Finance, its affiliates, or licensors. You are prohibited from distributing, displaying, or disseminating any of the documents, pages, images, materials, or content without the prior written consent of United Capital Finance. Nothing on this website should be interpreted as granting any right or license under any trademark, copyright, or other intellectual property right. Unauthorized use of the website or any of its content will result in the termination of the permission or license granted herein and may infringe upon applicable copyright and intellectual property laws. Modifying or adapting any part of the website or its content is strictly prohibited.
By using the website, you agree to indemnify, defend, and hold harmless United Capital Finance, its affiliates, licensors, and business partners, including but not limited to United Capital Finance’s service providers, a network of lenders, and banks, as well as their respective officers, directors, employees, agents, and representatives from any losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from claims, causes of action, procedures, or allegations arising out of or related to any violation of these terms, your use of the website, website content, or user content (including, but not limited to, infringement of third parties’ worldwide intellectual property rights or negligent or wrongful conduct) by you or any person accessing the website on your behalf. United Capital Finance reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to defense by you.
United Capital Finance makes reasonable efforts to ensure the accuracy of the information presented on this website, but we cannot guarantee its accuracy. The website, website content, and user content are provided on an “as is” and “as available” basis, without any warranty, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, accuracy, non-infringement, or enjoyment.
We do not guarantee that the website content or user content on the website is up-to-date, accurate, or complete. Therefore, you should not rely solely on the website for making any decisions or taking any actions. We hereby disclaim any warranty that the website content or user content on the website will be uninterrupted, error-free, or free from viruses, worms, Trojan horses, or any other code that may have contaminating or destructive properties.
Under no circumstances shall United Capital Finance, its affiliates, business partners, or any other parties involved in the development, production, or delivery of this website be held responsible for any direct, incidental, consequential, special, indirect, punitive damages, or attorney’s fees arising from a consumer’s access to or use of this website. Your sole and exclusive remedy, as well as United Capital Finance’s sole and exclusive liability to you for any reason, is for you to discontinue your access to or use of the website. This limitation of liability applies to the fullest extent permitted by law in the applicable jurisdiction.
Please note that receiving an order confirmation does not imply acceptance of your loan request or guarantee funding from United Capital Finance. We retain the right to accept or decline your loan request at our discretion, without providing a specific reason. There may be instances where we require additional verifications or information before approving your loan request. It is important to understand that our website cannot be held responsible for unfunded requests or unsuccessful funding due to an applicant’s ineligibility for funding.
The website United Capital Finance retains the authority, at its own discretion, to limit or prohibit your use of the website, any website content, and any user content from third parties, either partially or entirely, at any time, with or without prior notice, and for any reason or no reason at all.
United Capital Finance does not guarantee that the website is suitable or accessible for use outside of the United States. The provision of this website and its content by United Capital Finance does not constitute any distribution or solicitation for individuals to use the website or its content in jurisdictions where such provision is prohibited by law. When using the website, you explicitly agree to comply with all applicable federal, state, and local laws, regulations, and rules. United Capital Finance reserves all rights not expressly granted.
In the event of any dispute regarding these Terms of Website Use, the Website, or any of our services, you agree to resolve the dispute through arbitration conducted by the American Arbitration Association (“AAA”) in the county where you reside. You may initiate arbitration by filing a Demand for Arbitration. The arbitrator will have exclusive authority to settle any dispute, including the enforceability of these Terms of Website Use. Opting Out of Arbitration/Class Action Waiver. The Terms & Conditions do not waive your rights and remedies to individually pursue a claim or participate in a class action lawsuit in binding arbitration, as outlined above. The provision that prevents you from bringing, joining, or participating in class action lawsuits is a separate agreement. You have the option to opt out of these Dispute Resolution Provisions by providing written notice of your decision within thirty (30) days from the date of your initial registration on the United Capital Finance website. By accepting these Dispute Resolution Provisions, you acknowledge and agree to waive your right to a jury trial and your ability to bring or participate in a class action lawsuit or multi-party arbitration against United Capital Finance, any related individuals, or any service provider used by United Capital Finance.
If you have any questions regarding these Terms, you may contact us here.
By submitting a request to connect with independent, third-party lenders (“Third Party”), you are acknowledging that these lenders require your consent to use electronic signatures, records, and disclosures (“E-Consent”) in order to provide you with their services. This disclosure serves to inform you of your rights when it comes to receiving electronic disclosures, notices, and information. When you click on the link to consent to our terms, you confirm that you have received this E-Consent and agree to conduct transactions using electronic signatures, disclosures, records, and contract documents (“Disclosures”).
To obtain paper copies of any Disclosures, please contact the independent, third-party lenders directly. They will furnish the paper copies to you without any cost, and they are also likely to retain all Disclosures as mandated by applicable law.
This E-Consent is applicable to all online interactions between you and the independent, third-party lenders, including those conducted on mobile devices such as smartphones and tablets. By giving your consent to this E-Consent, you authorize the third party to electronically process your information and engage in all online interactions with you. Additionally, the third party may send you electronic notices pertaining to their interactions and transactions.
Prior to engaging in electronic transactions with a third-party lender, it is essential to assess whether you possess the necessary hardware and software capabilities outlined below.
In order to access and save the electronic disclosures, you will require the following computer software and hardware: a PC or MAC-compatible computer or any other device that can connect to the internet, an active email account, and an internet browser software program that supports at least 128-bit encryption, such as Microsoft® Internet Explorer or Mozilla Firefox®. To view certain documents, you may need a PDF file reader like Adobe®. Additionally, you may need a printer or a long-term storage device, such as your computer’s disk drive, to retain a copy of the disclosures for future reference. If you have any questions regarding the hardware and software requirements, please reach out directly to the third-party lender.
Once you provide your E-Consent for our infomediary services and for our third party’s evaluation of your request, it cannot be revoked as it pertains to a one-time transaction. However, please note that if you are connected with independent third-party lenders, you retain the freedom to withdraw your E-Consent from them at any time and without incurring any fees. Withdrawing this E-Consent will not impact the legal validity, effectiveness, and enforceability of prior electronic disclosures that have been made.
To ensure that any independent, third-party lenders you are associated with are kept updated, it is important to inform them promptly about any changes to your electronic or mailing address. You can easily update this information by either logging into the respective third party’s website or by sending them a written update through the mail.
By clicking the provided link, you confirm that you have read and understood the information regarding electronic signatures, records, disclosures, and conducting business electronically. You consent to these terms and acknowledge that you can access the disclosures in the specified formats as mentioned earlier. Furthermore, you agree to use electronic signatures, receive all disclosures electronically, and conduct business electronically with third parties, including independent third-party lenders. You are aware that you have the option to request a paper copy of the electronic records and disclosures, which will be provided to you at no cost. If you choose not to proceed, it indicates that you do not wish to use electronic signatures or engage in this transaction electronically. Additionally, you acknowledge that your consent to electronic disclosures is necessary to receive services from third-party lenders via the Internet.